# Payment Options

> Fatemi Family Dentistry · https://fatemifamilydentistry.com/payment-options/
> Updated 2026-08-31
> The Fatemi Family Dental Plan gives free exams, X-rays and cleanings plus 20% off treatment. Most PPO insurance accepted, and Cherry spreads the rest monthly.

Billing

# Payment Options

Flexible, transparent ways to pay — with or without insurance.

## Care that fits your budget

There are three separate things here, and they work together: our own membership plan for patients without insurance, the insurance we accept, and outside financing for whatever is left. You can use one, or all three.

### 1. The Fatemi Family Dental Plan — our own savings plan

If you do not have dental insurance, this is usually the best place to start. It is a membership plan run by this practice, with **three versions**:

- **Children**
- **Adults**
- **Adults with periodontal (gum) disease**

Every version includes, at no extra cost:

- Your **exams**.
- Your **routine X-rays** — full-mouth series, panoramic, and single periapical images.
- Your **emergency exam**, if something goes wrong.
- Your **cleanings**.
- **Periodontal maintenance**, on the adult periodontal plan.

On top of that, members get **20% off treatment** — fillings, crowns, root canals, implants, and cosmetic work including veneers and whitening.

**Please note:** this is a membership savings plan offered by our practice. It is not dental insurance, and it is not a substitute for it.

Ask us for current membership pricing for each of the three plans — Gaithersburg [(301) 740-2686](tel:+13017402686) or Lexington Park [(301) 737-4747](tel:+13017374747).

### 2. Financing — Cherry first, CareCredit as an alternative

**Cherry is our primary financing partner.** It lets you spread the cost of treatment over monthly payments rather than paying it all at once, and checking your options takes about a minute without affecting your credit score. **CareCredit** is available as a second option. Both are outside partners, separate from the membership plan above.

- **If you have dental insurance:** most of our patients do. Your insurance covers its share, and your co-pay can be financed.
- **If you do not:** join the Fatemi Family Dental Plan for the 20% member discount, then finance the balance through Cherry — or CareCredit if you prefer.

### 3. New to us? Start with the $29 visit

New patients can begin with our **$29 new-patient visit**: one targeted X-ray and a limited exam of the area you are concerned about, so you get honest information before committing to anything.

## Insurance We Accept

We’re in-network with many major PPO dental plans. Coverage can vary by the specific plan, so please give us a call and we’ll gladly verify your benefits before your visit.

- Aetna
- Ameritas
- Anthem BCBS
- CareFirst BCBS of Maryland
- Cigna
- Delta Dental (PPO & Premier)
- GEHA
- Guardian
- Humana
- Lincoln Financial
- MetLife
- Principal
- Sun Life
- United Concordia
- UnitedHealthcare
- Unum / AlwaysCare

**No insurance? No problem.** Ask about the **Fatemi Family Dental Plan** — our own membership savings plan, with free exams, X-rays and cleanings plus 20% off treatment — and about spreading the balance over monthly payments with **Cherry**. You can also start with our $29 new-patient visit.

Verify your coverage: Gaithersburg [(301) 740-2686](tel:+13017402686) · Lexington Park [(301) 737-4747](tel:+13017374747).

Our primary financing partner

### Pay over time with Cherry

Cherry lets you spread the cost of treatment over monthly payments. Checking your options takes about a minute and does not affect your credit score.

### See what you could pay monthly

Check your options with CareCredit without affecting your credit score. Applying is separate from your treatment plan — ask us and we will walk you through it.

## Questions About Cost?

Call our team and we’ll find the option that fits you best.

[Book a Visit](https://www.zocdoc.com/practice/ali-fatemi-23115?lock=true&isNewPatient=false&referrerType=widget) [Call Us](tel:+13017402686)

## Practice locations

- **Gaithersburg** — 604 S Frederick Ave #209, Gaithersburg, MD 20877 · (301) 740-2686
- **Lexington Park** — 22684 Three Notch Rd, Lexington Park, MD 20653 · (301) 737-4747